About Us

At Underwriter Access; A Division of 10th Mortgage, we help clients through the underwriting and structuring process, ensuring every detail is built on clarity, accuracy, and strong financial foundations.

Call (512) 373-8100

OUR VISION

Everything we earn from our services and transactions is dedicated to advancing our faith-based mission. As marketplace pastors, we believe in helping business owners thrive and grow their investment real-estate portfolios with integrity, clarity and confidence.

Our Expertise Includes:

  • Stated income, no-doc, bank-statement financing models
  • Tax-lien acquisitions and special-situation structures
  • Construction and mini-perm financing
  • Long-term fixed non-recourse capital
  • Balloon and interest-only term structures
  • And more

Why Underwriting Matters:

When a deal is well structured from the start — entity setup, cash-flow modeling, collateral documentation and exit strategy — it avoids delays, surprises and unnecessary cost. With our underwriting-first mindset, we help present your deal to the decision-makers with clarity, precision and confidence.

Ismael Dominguez; Austin Market Manager

Bio coming soon

Clay Michael Miller

Clay Michael Miller; Western Market Manager

Clay Michael Miller is a highly engaged professional who deeply understands the daily realities of running a business, having taken an active role in the operations of his wife's successful dance studio for over 25 years. This hands-on family business experience, combined with his previous career as a sales associate and route manager for a Fortune 500 Business Services Company, has equipped Clay with extensive experience dealing face-to-face with business owners and managers daily. He is passionate about the daily hands-on approach, values meeting new people, and thrives on making new friends and connections within the business community.

Get In Touch With Us Today


At Underwriter Access; A Division of 10th Mortgage, we make commercial financing clear and efficient from the start. We review your deal at no cost, outline smart loan options tailored to your objectives, expedite underwriting for faster closings, and continue supporting you throughout the process. You’ll gain clarity, confidence, and a clear path forward at every stage.

Contact Us