Commercial Loans
Whether you’re buying your first commercial property, refinancing, or need help after being turned down by a bank, we’ll guide you to the right solution.
What We Offer
- Long-Term Commercial Loans: Fixed rates for up to 30 years, perfect for stable properties like apartments, offices, or warehouses.
- Bridge Loans: Short-term (12–36 months), interest-only loans to help you buy or refinance quickly while you plan long-term financing.
- SBA 504 & 7(a) Loans: Ideal for owner-occupied properties. Only 10% down required, with flexible terms for expansion or purchase.
- Unique & High-Risk Lending:
Been told “no” by other lenders? We work with over 150 investors, so we can often approve loans that banks won’t.
When it comes to commercial real estate financing, you have options. Here’s why businesses and investors trust Underwriter Access:
- Loan Amounts That Fit Your Needs:
Whether you need $2 million for a single property or $100 million+ for a large portfolio, we can scale to meet your goals. Our flexibility allows us to fund both smaller projects and large, complex deals.
- Fast Closings When Timing Matters:
Traditional banks can take months to close a deal. With our streamlined process and direct lender relationships, we’ve closed loans in as little as 10 days. If you’re on a deadline, we can move quickly.
- Flexible Approval – Even If Others Said No:
Past issues like foreclosure, bankruptcy, or credit challenges don’t automatically disqualify you here. With access to over 150 private investors, we can often structure approvals when banks can’t.
- Multiple Loan Programs Under One Roof:
Instead of shopping around at different banks, we provide long-term loans, bridge loans, SBA programs, and custom solutions all in one place. That means less stress and more options for you.
- Specialized Experience in Complex Deals:
From multi-family housing to hotels, office buildings, warehouses, and mixed-use spaces, we know how to handle complicated loan requests. Even unusual or high-risk projects get the careful review they deserve.
- Support Beyond the Loan:
Financing is just one piece of a successful real estate project. We also help with contract negotiation, construction consulting, and project management, which can save you both time and money.
- A Team That Puts You First:
We’re more than just numbers and paperwork. We take time to understand your goals and create financing strategies that help you succeed today and long term. Our business is built on integrity, service, and relationships.
Frequently Asked Questions
What properties qualify?
Apartments, hotels, warehouses, retail spaces, offices, mixed-use buildings, and more.
How long are the terms?
Typically up to 30 years fixed, or 12-36 months for bridge loans.
What if a bank denied me?
We specialize in finding solutions when a traditional bank says no. Contact a certified loan officer from Underwriter Access today!
How It Works
Getting a commercial loan doesn’t have to be overwhelming. At Underwriter Access, we’ve simplified the process into four clear steps:
- Free Review
– Send us your deal, and we’ll evaluate it at no cost.
- Loan Options
– We’ll show you the best financing strategies for your goals.
- Fast Closing
– With streamlined underwriting, we can move quickly.
- Ongoing Help – We stay involved with consulting, project management, and support.
Our process is built for speed, flexibility, and clarity. You’ll always know where you stand, what options are available, and how to move forward.