History
With decades of underwriting experience and a focus on precision, financial analysis, and deal structuring, Underwriter Access ensures every project is prepared for smooth execution and optimal outcomes.
20 Years of Experience
Underwriter Access brings over two decades of experience in underwriting, credit management, and financial structuring, guiding clients through complex commercial and investment‑real‑estate transactions while helping grow their asset portfolios. We focus on creating efficiency, accuracy, and clarity in every file, ensuring deals progress smoothly from start to finish.
Our leadership team has held roles including Underwriter, Credit Manager, and Market President of a community bank in Austin, providing deep expertise in underwriting systems, contract management, financial analytics, and process optimization. This ensures that every transaction is well-prepared, decision-ready, and minimizes delays.
We also bring extensive experience serving on boards and committees, including the Chamber of Commerce, Planning and Zoning Commissions, and local civic organizations, highlighting a commitment to both professional excellence and community engagement.
Our approach emphasizes precision, strategic planning, and streamlined processes, delivering clarity and confidence to clients and partners across every transaction.
References
"Thomas has shown himself to be an exemplary business banker who is well-skilled in cash flow management, financial analysis, project management, and generally helping companies get to where they want to go in their growth cycle. Thomas is also a dedicated volunteer, bringing his same care and skills to benefit his community."
-B. Hass; Commercial Real Estate
"I have known Thomas for a few years. He is a hard working, ethical and bright banker who always takes good care of customers. Thomas knows how to build relationships and truly cares for others. He knows how to leverage his experience to offer the best possible solutions to his clients. I highly recommend Thomas."
-JP Mondragon; Owner of Alternative Finance
"Thomas is... engaged, receptive, attentive, and capable."
-T. Marcellero
"His approach was effective, but his timely follow up was impeccable"
-M. Kane